LCM Payments Features

LCM Payments is a fully integrated, web-based, real-time positive pay and reconciliation system.

LCM Payments integrates with your existing infrastructure via a Universal File Processor that allows the system to send or receive issue file and other data from any system, in any format. Easily convert existing customers to value-added ARP and reconciliation services.

Fully Configurable Rules Engine

You can expand and solidify your customer base with new service offerings that address your clients’ unique needs:

• Offer unique exceptions, statuses, business actions, and exceptions, including: Paid Not Issued, Stop Not Issued, Void Not Issued, Stale Paid, Void Paid, and more.
• Review and manage transactions from all types of accounts, including DDA accounts, depository accounts, and corporate accounts

Intuitive Dashboard Interface Backed By A Web-Based Architecture

This system lets you provide additional services for increased revenue and satisfaction.

• Teller positive pay, payee positive pay, same-day or next-day positive pay
• Stop payments, delete or reverse decisions, update processes and statuses online – with immediate results
• Establish business rules such as maximum/minimum dollar amount to provide positive pay for clients without issue files
• "Drill down" for complete insight into details on exceptions, statuses, reports, event histories, and more.
• Configurable graphical "skins" allow clients to include their own logos and color schemes
• Integrate core functionality into existing applications or third party portals via web services

Image Retrieval

Quickly compare system data to image data and rapidly resolve multiple exceptions - all from a single screen.

Validate, Compliment, or Replace

LCM Payments was designed to validate, compliment, or replace the limited functionality of existing positive pay and account reconciliation products, providing Trintech customers a variety of choices in features and integration options.