Trintech for Credit Unions
When the back office runs efficiently, the entire credit union thrives. Each hour saved can be translated into more time serving members and investing in the community.
- 99%+ Auto-Match Rates
- 96%+ Decrease in Time Spent on Daily Recs
- 75% Faster Close Cycles
Finance Automation for Credit Unions
Credit unions face unique operational and regulatory demands — high transaction volumes, constant member activity, multiple legacy systems, and increasing scrutiny from regulators. Managing this complexity efficiently is crucial to maintaining both financial integrity and community trust.
Trintech helps eliminate these inefficiencies so that credit union back-office teams can operate with precision and speed — creating a stronger foundation for delivering exceptional member service. We bring decades of experience helping credit unions modernize their back offices, automate their close and strengthen financial controls.
Real Results from our Credit Union Customers…
95% decrease in Fed discrepancies
90%+ decrease in time spent on close
50% reduction in FTEs due to greater efficiency
Finance Automation Use Cases for Credit Unions
- Share Draft Account Reconciliation: Compare share draft transactions and balances across core banking systems, check clearing activity, ACH postings, fees, and the general ledger to identify breaks, resolve exceptions, and ensure accurate member share draft balances.
- NCUA Call Report (5300) Reconciliation: Reconcile balances and activity reported in the NCUA 5300 Call Report to core systems, sub-ledgers, and the general ledger to identify breaks, resolve exceptions, and ensure accurate, auditable regulatory reporting.
- Branch Teller Cash Reconciliation: Compare teller cash drawers, vault balances, branch transactions, and system postings to identify overages and shortages, resolve discrepancies, and ensure accurate branch-level cash controls.
- ATM Settlement Reconciliation: Match ATM cash loads, withdrawals, surcharges, network settlements, and bank postings to identify breaks, resolve exceptions, and ensure accurate ATM funding and settlement
- Loan Clearing Account Reconciliation: Match loan funding, payments, payoffs, charge-offs, and adjustments posted to loan clearing accounts against core loan systems and the general ledger to identify breaks, resolve exceptions, and ensure timely clearing and accurate loan balances.
Purpose-Built Finance Automation for Credit Unions
Manage daily reconciliations with ease.
Automate high-volume transaction matching, balance-sheet reconciliations, and exception tracking. Replace spreadsheet-based workflows with intelligent automation to ensure accuracy of daily balances, monthly financial statements, and quarterly NCUA call reports.
Quick installation, rapid ROI.
Credit unions can deploy Trintech solutions in weeks and see measurable gains within months. Many customers reduce their reconciliation time by 50% or more.
A Confident Close for Credit Unions
Our solutions are adaptable, supporting different accounting standards, integration with various systems, and customization to meet specific credit requirements.
Audit and Control
Simplify documentation management to ensure audit readiness and a transparent, controlled, and compliant financial close process.
Integrated Capabilities
Ready-made integrations accelerate deployment and data accuracy between your core, general ledger or ERP and third-party vendors
[Trintech] hasn’t been a staff eliminator, which we don’t want it to be, it’s more been a staff maintainer. As the credit union continues to grow, we can be staffed at the same level and leverage technology more.”
The Trintech Difference
Built for the speed and complexity of modern finance. Trintech unifies data, automates high-volume reconciliations, and accelerates resolution of breaks—turning daily transaction chaos into clarity while meeting the strictest InfoSec demands in financial services. Reduce risk and increase confidence.
Real Customers. Real Results.
A Conversation with FORUM Credit Union: Automation with Trintech Saves 1,700 Hours and Thousands of Dollars Every Month
Read Case StudyHighlights:
- Automation saves 1,700 hours per month helping them avoid having to expand the team
- Compliance risk reduction quantified at $11,500+ per month savings
- Eliminated other software at a savings of $10,000 per year
Almost 90% of our balance sheet is automated through Trintech. The result? Everyone goes home at 4:30 p.m. No staying late to reconcile spreadsheets. No data entry marathons. People get to pick up their kids, go to soccer games, and spend time with family.”
How UCCU Gained Efficiency and Reduced Costs with Automated Reconciliation
Read Case StudyHighlights:
- Saved a total of 30 staff hours per day from efficiencies gained with Trintech
- 90%+ less time spent on account reconciliation
- Fed reconciliation went from 100 discrepancies aged up to six months to fewer than five aged less than one month
The amount of insight gained through [Trintech] has helped us to find the holes, enabling cost reduction, process improvement, and accuracy in financial reporting.”
Improves Matching Process and Decreases Financial Close Time
Read Case StudyTrintech has helped Lookout Credit Union to:
- Reduce the time spent on bank reconciliations
- Gain visibility into their financial close
- Increase the quality and accuracy of their financial reports
“You never know when you try something whether it is going to meet your expectations, and Adra has met my expectations.”
Tower Federal Credit Union: Achieving a 2-Day Financial Close with Trintech
More Videos
FORUM Credit Union: Automation with Trintech Saves 1,700 Hours and Thousands of Dollars Every Month
Trintech and Your ERP or Core
Trintech helps you quickly scale beyond the core to high-volume transaction and subledger reconciliations for even greater ROI.
FAQs
How does Trintech support reconciliation?
Trintech automates reconciliation, exception management, and certification, improving reconciliation speed and accuracy while ensuring complete traceability across the enterprise. Trintech can ingest data from virtually any source and can handle volumes in the hundreds of millions daily and reconcile them in a matter of minutes.
How does Trintech help credit unions reduce reconciliation time?
Trintech’s credit union accounting automation software automates high-volume transaction matching and exception management across core systems, subledgers, and the general ledger. By reducing manual investigation and highlighting only true exceptions, credit unions can dramatically reduce time spent on daily reconciliations and month-end close activities.
How quickly can credit unions see ROI from accounting automation?
Credit unions can deploy Trintech solutions quickly—often in weeks—and see measurable results within months. Many credit unions reduce reconciliation and close time by 50% or more, improve operational efficiency, and strengthen audit readiness without increasing staff as transaction volumes grow.
How does Trintech integrate with credit union cores and ERPs?
Trintech integrates seamlessly with credit union core banking systems, general ledgers, and third-party platforms. By extending beyond the core, Trintech enables accounting automation for credit unions across high-volume transaction and subledger reconciliations that are difficult to manage with core or ERP tools alone.
How secure is Trintech for credit unions?
Trintech incorporates advanced security measures including data encryption, role-based access control, and compliance with global security standards to protect financial data integrity. For clients with stringent infosec requirements, Trintech can be offered in a private cloud environment and also on premises.
How does Trintech enhance audit readiness?
Trintech maintains comprehensive audit logs, user activity tracking, and documentation controls, helping organizations meet internal and external audit requirements seamlessly.
