Trintech for Banks
When time counts, Trintech puts banks on the fast track to ROI from day one. Our AI-powered solutions help you automate your entire balance sheet.
- 99%+ Auto-Match Rates
- 96%+ Decrease in Time Spent on Daily Recs
- 75% Faster Close Cycles
Carter Bank & Trust Turns a Full-Time Job into an 8-Minute Task.
Trintech Powers Control, Compliance, and Speed
Banks today face unprecedented pressure to reconcile vast volumes of transactions across complex systems—while meeting rigorous standards like Basel III, SOX, and FDICIA. Trintech empowers banks to modernize their processes from operational recs all the way through to the close with automation built for scale, control, and confidence.
We deliver transaction-level matching across accounts and payment types—from Fed and interbank transfers to ACH, wires, Zelle, nostro and SWIFT—so you can reconcile every transaction, every day.
Whether you’re a regional bank or a Tier-1 institution, Trintech centralizes reconciliation, automates the financial close, and gives your teams the real-time insight needed to protect your reputation and support growth.
Real Results from our Banking Customers…
99.9% automatic reconciliation rate across 1M daily transactions
80% automatic account reconciliation
70% less time spent on monthly reconciliation
Finance Automation Use Cases for Banks
- Federal Reserve Settlement Reconciliation in the US: Align Fedwire and ACH settlement activity, Federal Reserve account balances, fees, and daylight overdrafts with internal systems and the general ledger to identify breaks, resolve exceptions, and ensure accurate end-of-day positions.
- Nostro Account Reconciliation, Globally: Match nostro account balances and transactions across correspondent bank statements, payment systems, FX activity, and the general ledger to identify breaks, resolve exceptions, and ensure accurate cross-border cash positions.
- Loan Clearing Account Reconciliation: Match loan funding, payments, payoffs, charge-offs, and adjustments posted to loan clearing accounts against core loan systems and the general ledger to identify breaks, resolve exceptions, and ensure timely clearing and accurate loan balances.
- Deposit Principal Reconciliation: Validate member deposit principal balances across core banking systems, transaction activity, and the general ledger to identify breaks, resolve exceptions, and ensure accurate member principal balances separate from interest and fees.
- ATM Cash & Settlement Reconciliation: Match ATM cash replenishment’s, withdrawals, surcharges, network settlements, and bank postings to identify breaks, resolve exceptions, and ensure accurate ATM funding and settlement.
- Branch Teller Cash Reconciliation: Compare teller cash drawers, vault balances, branch transactions, and system postings to identify overages and shortages, resolve discrepancies, and ensure accurate branch-level cash controls.
We Don’t Fit Banks into Our Software — We’ve Built Our Software for Banks
We set you up for success on day one
Hit the ground running with integrations to your banking core, your financial accounting platform or ERP, and other banking applications like loans and deposits, payments, your Fed Rec and more. We offer many pre-built connectors and further customization to meet specific bank requirements.
We deliver data integrity and visibility
Whether looking at daily positions globally, or automating your balance sheet, teams can identify trends to gain insights and enable decisions—or identify discrepancies and fix upstream problems quickly.
We increase efficiency with the highest volume capability for daily reconciliations
Perform complex transaction matching accurately, even at high volumes from virtually any source, to ensure regulatory compliance and accurate financial statements.
Ensure security where it matters most: deployment options for banks
We know that security is paramount. Our cloud offerings are single tenancy, and for those financial institutions that need it, we have a Private Cloud offering and an on-premises solution.
Learn moreWhen we talked about the Fed, Trintech immediately got it. Other vendors didn’t even know what we were talking about.”
The Trintech Difference
Built for the speed and complexity of modern finance. Trintech unifies data, automates high-volume reconciliations, and accelerates resolution of breaks—turning daily transaction chaos into clarity while meeting the strictest InfoSec demands in financial services. Reduce risk and increase confidence.
Real Customers. Real Results.
Bangor Savings Bank Automates Reconciliations, Cuts Manual Work by 80%, and Future-Proofs Finance Operations with Trintech
Read Case StudyHighlights:
- 90%+ match rate across reconciliations
- 150+ new reconciliations added in the past year and a half
- Up to 30,000 transactions/day handled through automation
- 80% reduction in manual workload
Trintech empowered us to modernize our reconciliation process. We went from looking at 100+ recons to just 20. That’s a huge lift.”
A Conversation with Metro Bank: Scaling Growth Without Scaling Headcount
More Videos
Trintech’s Workday Partnership “Seals the Deal” for KeyBank
“It was one person’s entire job to balance the Federal Reserve. And with Frontier, we have the Fed balanced in 8 minutes. It’s just so seamless.” Watch the video to learn how Frontier by Trintech helped Carter Bank & Trust achieve this kind of time savings and more.
Carter Bank & Trust Turns a Full-Time Job into an 8-Minute Task with Frontier by Trintech
First Horizon Bank: Automating Daily Reconciliations to Free Up Staff Time and Shorten Exception Resolution Cycles
Trintech and Your ERP or Core
Trintech helps you quickly scale beyond the core to high-volume transaction and subledger reconciliations for even greater ROI.
FAQs
How does Trintech support reconciliation?
Trintech automates reconciliation, exception management, and certification, improving reconciliation speed and accuracy while ensuring complete traceability across the enterprise. Trintech can ingest data from virtually any source and can handle volumes in the hundreds of millions daily and reconcile them in a matter of minutes.
Is Trintech on-premises or cloud-based?
Trintech offers both deployment options, enabling organizations with strict regulatory or data residency requirements to host reconciliations within their own infrastructure.
Does Trintech integrate with core financial systems?
Yes. Trintech connects securely with banking and credit union cores, financial accounting platforms, ERP systems, payment networks, and corresponding financial institutions, providing real-time visibility and data accuracy across reconciliations. Trintech is SWIFT certified.
How does Trintech enhance audit readiness?
Trintech maintains comprehensive audit logs, user activity tracking, and documentation controls, helping organizations meet internal and external audit requirements seamlessly.
Can Trintech manage multi-entity reconciliations?
Yes. Trintech supports multi-entity and multi-currency operations, consolidating reconciliation data from multiple business units under a unified governance framework.
How secure is Trintech for banks?
Trintech incorporates advanced security measures including data encryption, role-based access control, and compliance with global security standards to protect financial data integrity. For clients with stringent infosec requirements, Trintech can be offered in a private cloud environment and also on premises.
